Apply for Financing
Start Your Application
Complete the form below and a member of our lending team will respond within one business day. All information is kept strictly confidential.
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Contact Info
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Why Apply with SEP4?
Term Sheet in 48 Hours
Our underwriting team reviews every submission and responds with a non-binding term sheet within two business days.
In-House Decisions
No outside credit committees. Our team makes decisions internally — faster approvals, fewer surprises.
Close in 10–21 Days
Once approved, most loans close within 10 to 21 business days depending on complexity.
Dedicated Loan Officer
Every applicant is assigned a dedicated loan officer who guides you from application through closing.